Inflatable insurance questions
Straight answers for inflatable businesses.
Coverage, eligibility, pricing, certificates, and clear guidance for newly formed businesses.
Check my options01Can I get insured before my first rental?+
Possibly. New ventures are welcome to apply. Expect questions about your units, setup process, supervision, safety plan, and realistic first-year revenue.
02What if I expect less than $80,000 in first-year revenue?+
That is normal for many new operators. We do not expect every first-year business to reach $80,000, and we present your operation based on its actual size and plan.
03Do you charge broker fees?+
No. My Inflatable Insurance does not charge a broker fee for helping you place coverage. Carrier premium, taxes, and carrier-required charges may still apply.
04Is one bounce house enough to apply?+
Yes. A small starting inventory can still be a real business. Eligibility depends on the unit, your location, your operating practices, and insurer rules.
05What information should I have ready?+
Know the manufacturer and model of each unit, whether it is wet or dry, how setup and anchoring work, who supervises, where you store equipment, and your honest revenue estimate.
06Does general liability automatically cover people using the inflatable?+
Not always. Some forms restrict amusement devices or participant injuries. Ask for a review of the actual policy language rather than relying only on a certificate.
07Are waivers enough instead of insurance?+
No. A waiver can be a useful safety and legal control, but it does not prevent every claim and does not replace insurance. State rules differ, especially for minors.
08Can I insure a water slide?+
Possibly. Wet use, height, design, manufacturer, supervision, and state rules can change eligibility. Describe every unit accurately before coverage is placed.
09Can customers pick up and set up the unit themselves?+
Some insurers restrict customer pickup or self-setup because you lose control over anchoring, power, weather decisions, and supervision. Disclose this model before buying a policy.
10Can you help with certificates for parks or schools?+
After coverage is placed, an agent can help coordinate certificates and additional insured requests supported by the policy. Send venue requirements early.
11What changes the price?+
Insurers may consider expected revenue, unit count and type, wet or dry use, supervision, helpers or employees, event volume, location, safety controls, prior claims, and requested limits.
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